REGULATORY COMPLIANCE

KYC / AML Policy

Anti-Money Laundering (AML) and Know Your Customer (KYC) procedures compliant with the Money Laundering, Terrorist Financing and Transfer of Funds Regulations 2017.

Last Updated: March 2026

1. Policy Statement

FORESTER CREDO LIMITED Limited ("the Company") maintains a zero-tolerance approach to money laundering, terrorist financing, and financial fraud. We actively monitor our platform to prevent our infrastructure from being used to facilitate illegal activities.

We operate under the guidelines of:

  • The Proceeds of Crime Act 2002 (POCA)
  • The Terrorism Act 2000
  • Money Laundering Regulations 2017 (MLR 2017)

2. Risk-Based Approach (RBA)

We apply varying levels of due diligence based on the risk profile of the customer and the services purchased.

Simplified Due Diligence (SDD)

Applied to low-value transactions (e.g., small VPS under £50/mo) from low-risk jurisdictions (UK/EU). Basic email and phone verification required.

Enhanced Due Diligence (EDD)

Mandatory for high-value orders (Dedicated Servers), clients from high-risk third countries, or corporate accounts with complex ownership structures.

3. Identification Procedures (CIP)

Before activating high-risk services, we require the following documents to verify identity:

For Individuals:

  • Government-issued ID (Passport, National ID Card, or Driving License).
  • Proof of Residential Address (Utility Bill or Bank Statement, dated within last 3 months).
  • Selfie with ID (Liveness check).

For Corporate Entities:

  • Certificate of Incorporation.
  • Proof of Registered Office Address.
  • ID and Proof of Address for all Ultimate Beneficial Owners (UBOs) holding >25% shares.

4. Sanctions Screening & PEPs

Sanctions: We automatically screen all customers against the HM Treasury (UK), OFAC (USA), and UN Sanctions Lists. We do not do business with individuals or entities from sanctioned jurisdictions (e.g., North Korea, Iran, Syria).


PEPs (Politically Exposed Persons): If a customer is identified as a PEP, Senior Management approval is required before onboarding.

5. Ongoing Monitoring

AML compliance is not a one-time check. We monitor customer activity for suspicious patterns, including but not limited to:

  • Unusual spike in resource usage inconsistent with declared business activity.
  • Payments made from multiple cards with different names.
  • Attempts to mask IP addresses during login (VPN/Tor).
  • Rapid cancellation and refund requests.

6. Reporting Suspicious Activity

In accordance with the law, FORESTER CREDO LIMITED Limited is obligated to report any knowledge or suspicion of money laundering to the National Crime Agency (NCA) via a Suspicious Activity Report (SAR).

* We are prohibited by law from "tipping off" (informing) the customer that a SAR has been filed.

7. Record Keeping

We retain copies of all identity documents and transaction records for a minimum period of 5 years after the business relationship has ended, as required by Regulation 40 of the MLR 2017.

Compliance Officer Contact: compliance@forester-credo.com